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What's Next?
You’ve now got an idea of how you can achieve two homes that meet your needs post-separation. The next steps can feel overwhelming – so we are here to help you know what you need to do now.
*Please note some of the links we provide are affiliate partners.
If you haven’t yet finalised your separation or financial agreement or need help formalising it
Book a free 15-minute advice call with amicable if you need help with any part of the legal separation process, such as how to split your money and property fairly.
If you need some help planning your finances
If you need some help understanding your financial situation, Octopus Money have money coaches to help you achieve your financial goals after your separation. Book a free 30-minute call with one of their money coaches to understand your mortgage and money next steps.
If you need to change your Will
Usually, after separation, you will want to change your Will to ensure that your money goes where you want it to when you die. Octopus Legacy can help you – for a fraction of the price of a traditional high street solicitor. It takes just 5 minutes to get started.
If you need to sell, buy or transfer property
We have helped you understand how you can fairly share your assets so that you can each buy new homes that meet your needs post-separation. The next step is to implement that - you might have agreed to sell your current home and you and your partner may both need to buy new homes. The Partnership are award winning property lawyers who use technology to offer a fresh approach to conveyancing, combining seven days-a-week availability and personal service.
If you have unequal pension pots
During separation, pensions are often overlooked but are a very important asset to consider – especially if one of you has taken a career break or made larger contributions to their pension. Pensions are often, after your home, the second most valuable asset either you or your partner will own. The court has power to transfer pensions (or parts of pensions) to the other party.
We recommend you watch this short video from the University of Manchester, which will give you an overview of how pensions should be considered during separation.
AdviceNow has a detailed guide on pensions on divorce – which you can find here.
amicable can help you to come to an agreement about your pension – click here to book a free call with them.
If you need charitable support
If you can’t afford to pay for support, there are lots of charities that will be able to help you – either with their online resources or with free consultations.